Law Myths vs. Legal Facts You Need to Know

Published April 2024

Misunderstandings about the law are common. Acting on a myth can cost you money, points on your license, or even your freedom. Here are several frequent myths and the facts behind them.

Myth: “If I just pay the speeding ticket, it’s no big deal.”

Fact: Paying the ticket is usually an admission of guilt. That often means points on your Missouri driving record and higher insurance premiums for years. Contesting the ticket or negotiating a better outcome can be far less expensive in the long run.

Myth: “I can’t afford a lawyer for a traffic ticket or minor charge.”

Fact: Many traffic and lower-level criminal matters are handled for a modest flat fee. When you factor in insurance increases, points, or a criminal record, hiring counsel is often a smart investment.

Myth: “The insurance company is on my side after an accident.”

Fact: The other driver’s insurer works for the insurance company, not for you. Their goal is to settle claims for as little as possible. Having your own attorney levels the playing field.

Myth: “I don’t need a lawyer for Social Security Disability — the process is straightforward.”

Fact: Most initial applications are denied. Represented claimants generally have higher approval rates, especially at the hearing level. Fees are regulated and typically paid only if you win.

Myth: “If I was partly at fault, I can’t recover anything.”

Fact: Missouri follows pure comparative fault. You can still recover damages even if you share some responsibility; your recovery is simply reduced by your percentage of fault.

Myth: “Talking to the other driver’s insurance adjuster can’t hurt.”

Fact: Recorded statements and casual comments are often used to minimize or deny claims. It is usually better to let your attorney handle communications with the other side.

Myth: “All lawyers are the same.”

Fact: Experience in the specific type of case and familiarity with local courts matter. Ask about the attorney’s background with cases like yours before you hire anyone.

How Deputy & Mizell Can Help

We help clients across the Lake of the Ozarks region separate myth from reality and protect their rights in personal injury, traffic, criminal, and Social Security matters. Schedule a free consultation or call 417-532-2191 (Lebanon) or 573-346-9990 (Camdenton).